As an Underwriter, Jasper will compete to earn your business. We have...
- a management team with more than 75 years of experience in underwriting self-funded health plans, claims administration, sales and marketing and consulting.
- the support and confidence of several major partners, including PanAM, Transamerica, Beazley and Lloyd's of London.
- a relationship with a captive Manager with a North Carolina Captive accepting risk on Value Based Pricing basis and with options for other states.
- specialists in level-funded premium equivalent, self-funded ERISA plans for groups between 5 and 150 employees using both aggregate only, or specific and aggregate protection depending on the state.
- the ability to quote larger groups for specific only or with aggregate coverage.
- quotes which are timely and competitive using the industries best underwriting system and underwriting manual.
- no lasers. We will either accept the group or reject it.
- a selection of "off the shelf" plan designs to generate pricing you can sell.
- the flexibility and willingness to work with you if you have a series of "canned" plans you prefer to offer.
- consistent requirements, such as, for groups with less than 100 employees, we require
- Employer contributions of 50% or more
- Participation rate of 75% participation (valid waivers will be counted)
- PHQs (Personal Health Questionnaires) and an easy to use Digital site
- a recent quarterly wage and tax report.
As a Risk Manager, Jasper will...
- honestly and fairly evaluate the census and PHQs
- present plan options that best fit the group
- reject a group that shouldn't be self-funded
- expect the group to be financially stable
- help the group to understand the self-funded approach
- provide competitive, timely quotes that you can sell.
As a Consultant and Partner, Jasper will ...
- work with brokers to suggest appropriate, or alternative plan designs
- assist with sales presentations when needed
- select administrative partners (TPAs) who are experienced and will provide outstanding service to your clients
- find a solution for your most challenging opportunities.